Terms of Service

Last updated: June 1, 2026

Content is general information

Articles, calculators, rate tables, and lender comparisons on Alternative Loans are general information — not individualized legal, lending, or financial advice. Actual rates, fees, and approval depend on the lender's underwriting and your credit profile. Consult a qualified professional for your situation.

No warranty

We strive for accuracy and update rate snapshots and lender info regularly, but we can't guarantee the site is error-free. APRs, fees, and lender terms change constantly — always confirm details on the lender's site before applying.

Affiliate relationships

Some outbound links to lenders and marketplaces are affiliate links. We may earn a commission at no additional cost to you, and that compensation never changes the rate you're offered. See our editorial standards.

Not a lender

Alternative Loans is a publisher and comparison site. We do not originate, underwrite, fund, or service loans, and we do not take loan applications. All applications happen on the lender's own site under their terms.

Use of the site

Don't scrape at scale, don't resell content, and don't attempt to disrupt the service. Otherwise, read freely.

Contact

Questions? Write us.